Hartered Portfolio Manager and Investment Management-2 responses

Read the following 2 articles on ETFs.

story/pros-and-cons-of-actively-managed-etfs-2012-08-15.

Then, post a comment on 3 other students discussion responses to the following discussion thread.
Discussion Thread:

Assume you have a client with a $1M portfolio consisting exclusively of index mutual funds.

advocate for reasons the client should either remain with traditional mutual fund shares, or diversify into some other type of product.

NOTE:
The student response posts are attached. Your comments should be brief, approximately 4 to 5 sentences each. Feel free to give constructive criticism, feedback, and/or thought provoking insight.