Nalysis system for vehicle pay-as-go insurance

I am doing a Businesses Information Technology degree; I have to analysis system for vehicle pay-as-go insurance. I have done some of the research and have copied the links to the document attached. I need to analysis a lot of information the references need to include; books, websites, online newspaper articles and journals.
I need around 40 to 50 references.
Reference style needs to be Harvard.