Ritically evaluate the reasons for the recent global financial crisis

FIND AND READ the following articles:( I WILL BE SENDING THE FOLOWING LINKS FOR THR RELEVANT ARTICLES you need to read aswe; well as lecture slides and notes to help you)
Longstaff, F. A. (2010) a?The subprime credit crisis and contagion in financial markets Journal of Financial Economics, In Press, Accepted Manuscript, Available online 25 January 2010
Moshirian, F. (2011) a?The global financial crisis and the evolution of markets, institutions and regulationa Journal of Banking & Finance, Volume 35, Issue 3, Pages 502-511
NiinimA¤ki, J.-P. (2009) a?Does collateral fuel moral hazard in banking?a Journal of Banking & Finance, Volume 33, Issue 3, March 2009, Pages 514-521

READ THESE ARTICLES AND OTHER RELENVANT ARTICLES REALATING TO THIS AND ANSWER THE QUESTION BELOW

(QUESTION)In the light of these and other relevant articles, critically evaluate the reasons for the recent global financial crisis.

Ritically evaluate the reasons for the recent global financial crisis

The Harvard referencing system should be used, incorporating within-text references as well as a list of references furnished at the end in the form of an appendix to the essay.
The answer should be based on the following articles below:
Longstaff, F. A. (2010) a?The subprime credit crisis and contagion in financial markets Journal of Financial Economics, In Press, Accepted Manuscript, Available online 25 January 2010
Moshirian, F. (2011) a?The global financial crisis and the evolution of markets, institutions and regulationa Journal of Banking & Finance, Volume 35, Issue 3, Pages 502-511
NiinimA¤ki, J.-P. (2009) a?Does collateral fuel moral hazard in banking?a Journal of Banking & Finance, Volume 33, Issue 3, March 2009, Pages 514-521

Also the following books must be use:
Casu, B. (2011) a?Introduction to Bankinga Financial Times Prentice Hall
Heffernan, S, (2005) a?Modern Bankinga, John Wiley & Sons